Reaffirmation Agreements

Last Updated: September 1, 2020

The reaffirmation agreement shall be filed no later than 60 days after the first date set for the meeting of creditors under Section 341(a) of the Code. The Court may, at any time and in its discretion, enlarge the time to file a reaffirmation agreement. Rule 4008.

The Reaffirmation Agreement will include:

• Reaffirmation Agreement Cover Sheet (Official Form 427)

• Reaffirmation Agreement that substantially conforms to Official Form 2400A/B ALT

To File Electronically:

1. Review documents. Reaffirmation Agreement Cover Sheet (Official Form 427) and Reaffirmation Agreement that substantially conforms to Official Form 2400A/B ALT
   
   Reaffirmation Agreement Cover Sheet and Reaffirmation Agreement should be filed as one PDF document.

2. Scan document if necessary.

3. Log into CM/ECF.

4. Select [Bankruptcy >Misc/Other].

5. Enter the case number (e.g, xx-xxxxx).

6. Select [Reaffirmation Agreement] or [Reaffirmation Agreement WITHOUT Atty Cert].
   
   Note: If Reaffirmation Agreement Cover Sheet and Reaffirmation Agreement are filed separately, then file Reaffirmation Agreement first and then file Reaffirmation Agreement Cover Sheet under [Bankruptcy> Misc/Other> Reaffirmation Cover Sheet] and refer to Reaffirmation Agreement.
   
   Note: To accurately report statistics to Congress, it is crucial that the correct event is selected.

7. Select the party filer. If the party is not listed, click on Add/Create New Party.
   
   Note:  The Attorney/Party Association screen may appear. If your party selection was correct, check the box to create an association if appropriate.

8. Browse to select the Reaffirmation Agreement (PDF file).

9. You will be prompted to:

a.             Enter name of creditor.

b.             Description of Property.

10. Verify the final docket text; if correct, click [Next] to submit your document(s).
    
    Note: The Notice of Electronic Filing displays giving you the document number. Copies of this notice are immediately emailed to all participants who receive electronic notification in the case.

1. Reaffirmation Agreement Scenarios