Converting Creditor Matrix to TXT File

Last Updated: January 29, 2016

A creditor matrix contains each creditor's name and mailing address. Most bankruptcy software programs will save the creditor matrix as a .txt file.

The following instructions will guide you to correctly format a creditor matrix and save it as a .txt file.  See Creditor Matrix Instructions

Suggested Creditor Matrix Specifications:

• The name and address of each creditor cannot be more than 5 lines.

• Do NOT type creditor matrix in all capitals.

• Each line may contain no more than 40 characters, including blanks.

• Names and addresses should be left justified.

• Account numbers should be left off and "attention" lines should be placed on the second line of the name/address.

• City, State and ZIP code must be on the last line.

• Nine digit ZIP codes must be typed with a hyphen separating the two groups of digits.

• All states must be two-letter abbreviations and capitalized.

• Each creditor must be separated by at least one blank line.

• Do NOT include page numbers, headers, footers, debtor names, etc.

• Do NOT use special characters in the address. (!, @, %, ^, *, (, ), + AND especially a $ sign).

To Save the Creditor Matrix file with a .txt Extension:

After creating the creditor list in Word Perfect or Microsoft Word, click on [File] in the WordPerfect or Microsoft Word toolbar to display the drop down list. 

1. Click [Save As] in the drop down list. 

2. If using WordPerfect: 

1. • Click the drop down menu arrow in the File type box. 

   • Select the file type ASCII DOS Text (.txt extension).

3. If using Microsoft Word:

1. • Click on the drop down box arrow in the [Save As] type box.

   • Select the file type of "Plain Text" (*.txt).  Enter the file name in the File Name:  "your file name".txt.  (The system provides the same file name with a .txt extension.)

4. Click the [Save] button.

5. You can also type your matrix using Notepad or Wordpad, which automatically saves the document to .txt format.