Chapter 7 Filing Requirements (eSR)

All petitions and schedules must be accompanied by the filing fee, or individual debtors may file an application to pay the filing fee in installments ($100 first installment payment is requested at the time of filing or within 14 days) or, apply for a fee waiver.  Filing fees paid directly by a debtor must be paid either by cash, cashier's check or money order made payable to "Clerk, U.S. Bankruptcy Court." PERSONAL CHECKS OR CREDIT CARDS FROM DEBTORS WILL NOT BE ACCEPTED.

FILING WITHOUT AN ATTORNEY: Include daytime phone number under signature.

Petitions and schedules can be found at The United States Courts Bankruptcy Forms Page


Notice Required by 11 U.S.C.§ 342(b) for Individuals Filing For Bankruptcy


Pre-Filing Credit Counseling Requirement


Chapter 7 Filing Requirements for Individuals

Underlined forms are a part of the eSR package if you complete the entire package

Required Documents Due WITH the petition (minimum filing requirements):
  • Voluntary Petition for Individuals Filing for Bankruptcy (Form 101)
  • Initial Statement About an Eviction Judgment Against You (if applicable) (Form 101A)
  • Statement About Your Social Security Numbers (Form 121) (Link in eSR Confirmation Email)
  • Declaration Regarding Electronic Filing (Link in eSR Confirmation Email)
  • Mailing List of Creditors (Required if you do not include Schedules D, E/F, G and H with your petition)
  • $338.00 Filing Fee or Application for Individuals to Pay the Filing Fee in Installments (Form 103A) or Application to Have the Chapter 7 Filing Fee Waived (Form 103B)
Documents due with the petition or within 14 days:
  • Certificate of Credit Counseling (See Part 5 of Voluntary Petition- Form 101) and Debt Repayment Plan (if any)
  • Summary of Your Assets and Liabilities and Certain Statistical Information (individuals) (Form 106Sum)
  • Schedule A/B: Property (individuals) (Form 106A/B)
  • Schedule C: The Property You Claim as Exempt (individuals) (Form 106C)
  • Schedule D: Creditors Who Have Claims Secured by Property (individuals) (Form 106D)
  • Schedule E/F: Creditors Who Have Unsecured Claims (individuals) (Form 106E/F) 
  • Schedule G: Executory Contracts and Unexpired Leases (individuals) (Form 106G)
  • Schedule H: Your Codebtors (individuals) (Form 106H)
  • Schedule I: Your Income (individual debtors only) (Form 106I) 
  • Schedule J: Your Expenses (individual debtors only) (Form 106J)
  • Schedule J-2: Expenses for Separate Household of Debtor 2 (Form 106J-2)
  • Declaration About an Individual Debtor's Schedules (Form 106Dec)
  • Statement of Financial Affairs for Individuals Filing for Bankruptcy (Form 107)
  • Chapter 7 Statement of Your Current Monthly Income (Form 122A-1)
  • Statement of Exemption from Presumption of Abuse (Form 122A-1Supp) (if applicable)
  • Chapter 7 Means Test Calculation (Form Form 122A-2) (if applicable
  • Copies of all payment advices (pay stubs) or other evidence of payment received by the debtor from an employer within 60 days before filing the petition (all but the last four digits of debtor's social security number redacted) or Statement Concerning Payment Advices
Documents due within 30 days or by the date set for the Section 341 meeting of creditors, whichever is earlier:
  • Statement of Intention for Individuals Filing Under Chapter 7 (Form 108)
Documents due before the discharge can be granted: must be filed on or before 60 days from the date first set for the Section 341 meeting of creditors
  • Certification About a Financial Management Course (Form 423)